The Ultimate Guide to Penny Pinching (The Ultimate Guide + Image Quotes)

There are many ways to get financially fit by spending less and saving more, but some are much easier to achieve than others. We've put together the ultimate frugal guide for people who are passionate about saving money and are willing to go to any length to get their finances in order. Check it out in the video below.

1. Hang your clothes to dry

Yes, yes, yes, yes, yes, yes, yes, yes, yes, yes Someone invented something called a dryer. We are extremely fortunate! However, if you hang your clothes to dry on a line, you can save up to $100 per year or more. You can also hang them in your apartment if you don't have a yard.

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2. Hand-wash dishes with one sink full of water

Some argue that washing dishes by hand costs the same as using a dish washer, but if you use only a small amount of water, you'd be surprised how much you save.

3. Construct your own laundry detergent

Did you know you could make your own laundry detergent? It's fantastic because you can see exactly what goes into it, resulting in a healthier environment in your home.

4. Make use of public transportation

Gas and parking passes can quickly add up, especially if you drive every day. Conduct some research to determine the cost of your local bus or subway. You may be surprised at how much money you save. Also, ask around at work to see if anyone wants to share a ride.

5. Make each and every gift you give

With the popularity of websites such as Pinterest, there is no shortage of handmade gift ideas. All you have to do is search for crafts or gift ideas, and you'll have access to hundreds of awesome tutorials and ideas.

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6. Travel within the state

Everyone travels to different states or countries, but you'd be surprised at how much fun you can have within a 200-mile radius of your home. This way, you can save money on hotel costs while also learning something new about your community.

7. Hand over your smartphone

I know that smart phones seem to be a necessity these days, but I went almost two years without one and was amazed at how relaxed and rejuvenated I felt afterward. You can also save hundreds of dollars on your cell phone bill each month. If you really want to save money and pinch pennies, this is the way to go.

8. Become an expert in couponing

You've probably seen TV shows about extreme couponers, and you could be one of them! It only takes a little time and practice to learn about couponing. You can save hundreds of dollars on groceries this way, so it's well worth your time to learn about it!

9. Find a roommate

Even if you haven't had a good experience with roommates in the past, you can't deny that having one significantly reduces costs. Ask your roommate to split all bills with you, including electricity and water, to ensure that they are mindful of their usage.

10th. Plant your own food

Consider how much money you will save by growing your own tomatoes or herbs. You'll also have delicious, fresh-tasting vegetables to put in your dinner, which is good for both your wallet and your waistline.

11. Mend your own clothes

You don't need a sewing machine to do this; all you need are a few scraps of fabric and a needle and thread. You will only have to pay a few dollars. You can also watch tutorials on YouTube, such as this one, that explain the process in just a few minutes.

12. Use your local library's Internet access

If you're really strapped for cash, you can get Internet access from your local library. They are usually open every day of the week, and the librarians are extremely helpful if you have any questions.

13. Cut the cord on cable

There's no reason to pay $100 a month for cable when you can watch all of your favorite shows on your computer. Furthermore, watching TV consumes valuable time that could be spent hustling and making money.

14. As your primary source of entertainment, play cards or board games

Going to the movies does not have to cost $20 per person. Playing board games with a group of friends can be a lot of fun—just try it and see. I think you'll be surprised at how cheap and enjoyable a game night in can be.

15. Prepare more meals at home

Eating out is unquestionably expensive. You can save hundreds of dollars per month if you start cooking more.

16. Visit thrift stores

A thrift store can provide you with all of your clothing and furniture. I'm always amazed at what people will give away! If you look hard enough, you can definitely find designer duds. Also, if your local store has them, go on 50 percent off days!

17. Use vinegar to clean

Vinegar can be used to clean almost any surface. You don't have to spend any more money on high-priced items. To make your house sparkle, all you need is an old rag and a vinegar/water mixture.

When you leave the house, unplug everything.
Our final piece of advice is to unplug all electronic devices before leaving the house. Although it may take some time and only save you a few dollars, this is an absolute must for those of you who want to live the ultimate frugal lifestyle.

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You have heard it all before: "Live life to the fullest", "follow your dreams", "be who you are" and "if it is meant to be, it will be". These are all wonderful quotes that are meant to help you live a happy life but they miss the point. Our lives are interconnected with each other and with the world.

No matter how hard you think you try, there’s always going to be a certain level of stress in your life. And when stress gets out of hand, it can start to negatively affect your life. But this doesn’t have to be the case. There are some easy steps you can take to improve your life in the long run, and we’ve found a few that can help you enjoy a better life and get rid of stress.

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